Banking and AI: one technology, three verdicts.
The reAImagination platform took three banking roles apart to the sub-task, priced every hour with activity-based costing and routed each one through the 4B matrix. One role dissolves. One is redesigned. One expands. The same technology produces all three outcomes at once.
OCF · ASBC · 4B routing · Inclusion by ArchitectureEvery hour of the role, priced and routed.
Pick a role, then switch between today and reimagined. Each dot is one hour in every hundred the role spends.
reAImagination platform output for sector reference roles: OCF decomposition, ASBC activity-based costing and 4B routing. Loaded costs are annual and in USD. Not a forecast for any named company; your own profile comes from your job descriptions in Model 1.
Where the hours go, role by role.
Bars show share of hours. The figure on the right is the cost-weighted share routed to Bot or Buy. Hours freed are time, not cash.
The pipeline trap
The KYC analyst role was, for a generation, the entry rung of compliance and risk careers. The verdict dissolves that rung. The expanding role at the top needs exactly the judgement the dissolving role used to cultivate.
The decision is not whether to automate. It is whether to rebuild the human pipeline at the same time.
Which of the three patterns is your bank managing, deliberately or by default?
Your free Model 0 runs this same lens on your bank and one peer, from public filings, in under 24 hours.